11 Black Bear Ln, Roseland, VA 22967 Property Records

Nelson County property record for 11 Black Bear Ln, Roseland, VA 22967 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,201 sqft · built 1997
Lot Size	0.732 acres (31,886 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2023)
Tax Bill	$4,036 (2026)
Deeds & Mortgages	Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`098A3 1 2`

Property Details

APN / Parcel Number

Primary APN	`098A3 1 2`
Alternative APN	`28726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,201 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	2,030 sqft
Upper Floors Area	852 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,886 sqft (0.732 acres)
Terrain	Wooded
Garage Area	368 sqft
Porch	Patio
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 BLACK BEAR LN
City	ROSELAND
State	VA
Zip	22967-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98A3-(1)-2 WINTERGREEN INDIAN ROCK SEC 15C LT2 0.732 ACS
Legal Subdivision	SHERANDO
Legal Lot Number	2
Jurisdiction	AUGUSTA VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	71201

Owner

Source: Nelson County records · APN 098A3 1 2

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 BLACK BEAR LN, ROSELAND, VA 22967-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20233138
Prior Transfer Date	Mar 07, 2023
Prior Transfer Doc	0000003138
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	11 BLACK BEAR LN, ROSELAND, VA 22967-8503
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220007345
Date	Aug 16, 2022
Instrument	220007345

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,036.00	$776,200 (-) Land $160,000 Building $616,200
2025	$4,036.00 (+36.26%)	$776,200 (+65.04%) Land $160,000 Building $616,200
2024			$776,200 (+65.04%) Land $160,000 Building $616,200
2023	$2,962.00	$470,300 Land $122,500 Building $347,800	$470,300 Land $122,500 Building $347,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (51125C), updated August 4, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510150712011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force 18 of 19 on primary residences
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.