18 Abaco Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 18 Abaco Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2012
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jun 2022)
Tax Bill	$4,810 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00538560-000000`

Property Details

APN / Parcel Number

Primary APN	`00538560-000000`
Alternative APNs	`06614000538560000000` `1662071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1662071
Old Parcel Number	06614000538560000000
Street Address	18 ABACO RD
City	KEY LARGO
State	FL
Zip	33037-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 26 OCEAN ISLE EST PB5-14 KEY LARGO OR255-80 OR786-1058 OR826-2009 OR852-515 OR915-2380 OR1794-754 OR2477-2199
Legal Range	40E
Legal Township	61S
Legal Section	06
Legal Subdivision	OCEAN ISLE ESTATE
Legal Block	2
Legal Lot Number	26
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1034
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18 ABACO RD, KEY LARGO, FL 33037-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	2379651
Deed Book / Page	3179 / 320
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 13, 2022
Property Address	18 ABACO RD, KEY LARGO, FL 33037-5002
Document Number	0031790320
Book / Page	3179 / 320
Map Reference	MB 5 PG 14
Instrument Date	Jun 9, 2022
Instrument	2379651
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, BANKERS T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1056 GRAND ISLE DR, 1056, NAPLES, FL 34108-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ABACO RD, KEY LARGO, FL 33037-5002

Mortgage

Document Number	0003179323
Date	Jun 13, 2022
Instrument	3179/323

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$530,221 (+11.03%) Land $278,100 Building $252,121	$530,221 (+11.03%) Land $278,100 Building $252,121
2024	$4,810.00 (+6.25%)
2023	$4,527.00 (+21.99%)	$477,564 (+12.17%) Land $241,020 Building $236,544	$477,564 (+12.17%) Land $241,020 Building $236,544
2022	$3,711.00	$425,758 Land $176,130 Building $249,628	$425,758 Land $176,130 Building $249,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20