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12 Abaco Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 12 Abaco Rd, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,276 sqft · built 2015
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Mar 2018)
Tax Bill$6,249 (2024)
Deeds & MortgagesMar 2020 Mortgage
Mar 2018 Foreclosure
Flood ZoneZone X (moderate risk)
APN00538530-000000

Property Details

APN / Parcel Number

Primary APN00538530-000000
Alternative APNs
  • 06614000538530000000
  • 1662046

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,276 sqft Living Area
1st Floor Area3,276 sqft
AtticAttic
Attic Area588 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
Garage Area588 sqft
CarportCarport
Carport Area588 sqft
PorchOpen Porch
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1662046
Street Address12 ABACO RD
CityKEY LARGO
StateFL
Zip33037-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 23 OCEAN ISLE EST PB5-14 KEY LARGO OR326-159/60 OR604-805D/C OR1260-2430/32R/S OR1277-1218D/C OR1993-646 OR2314-1666/67Q/C OR2896-318/320
Legal Range40E
Legal Township61S
Legal Section06
Legal SubdivisionOCEAN ISLE ESTATE
Legal Block2
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1034
Census Tract972700

Owner

Source: Monroe County records · APN 00538530-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address107 KATELYN LN, NICHOLASVILLE, KY 40356-8849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTERSTATE BANK NA
Mar 13, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Prior SaleApr 07, 2004 · Amount on Record
Deed Document Number20182159344
Deed Book / Page2896 / 319
Prior Transfer DateJun 08, 2007
Prior Transfer Doc0023141666
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address12 ABACO RD, KEY LARGO, FL 33037-5002
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030131809
DateMar 13, 2020
Book Page3013/1809
Instrument2259989
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateMar 13, 2018
Property Address12 ABACO RD, KEY LARGO, FL 33037-5002
Document Number0028960319
Book / Page2896 / 0319
Map ReferenceMB5 PG14
Instrument DateMar 09, 2018
Instrument2159344
Transaction TypeForeclosure
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address9130 SOUTHERN ORCHARD RD S, 9130, DAVIE, FL 33328-6917

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 KATELYN LN, NICHOLASVILLE, KY 40356-8849

Mortgage

Document Number0002159345
DateMar 13, 2018
Instrument2159345
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$752,551 (+6.36%)$847,912 (+6.65%) Land $270,000 Building $577,912
2024$6,249.00 (+5.99%)
2023$5,896.00 (+9.19%) Homeowner's exemption$707,538 (+5.75%)$795,008 (+8%) Land $241,020 Building $553,988
2022$5,400.00 Homeowner's exemption$669,050$736,092 Land $176,130 Building $559,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 225 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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