14 Abaco Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 14 Abaco Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,780 sqft · built 1965
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$5,284 (2024)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`00538540-000000`

Property Details

APN / Parcel Number

Primary APN	`00538540-000000`
Alternative APN	`1662054`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	260 sqft
Porch	Florida Room
Porch Area	360 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1662054
Street Address	14 ABACO RD
City	KEY LARGO
State	FL
Zip	33037-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 24 OCEAN ISLE EST PB5-14 KEY LARGO OR416-778 OR935-559 OR953-1636 OR955-1346 OR981 OR1511-455 OR1649-1463 OR1947-1378 OR2436-2090 OR3240-1667 OR3240-1051 OR3273-1504
Legal Range	40E
Legal Township	61S
Legal Section	06
Legal Subdivision	OCEAN ISLE ESTATE
Legal Block	2
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1034
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ABACO RD, KEY LARGO, FL 33037-5002
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Aug 22, 2000 · Amount on Record
Deed Document Number	20242459726
Deed Book / Page	3273 / 1504
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0032401051
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 29, 2023
Property Address	14 ABACO RD, KEY LARGO, FL 33037-5002
Document Number	0032401051
Book / Page	3240 / 1051
Map Reference	MB 5 PG 14
Instrument Date	Nov 24, 2020
Instrument	2430041
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 ABACO RD, KEY LARGO, FL 33037-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ABACO RD, KEY LARGO, FL 33037-5002

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$503,064 (+75.86%) Land $270,000 Building $233,064	$503,064 (+8.83%) Land $270,000 Building $233,064
2024	$5,284.00 (+342.92%)
2023	$1,193.00 (+1.27%) Homeowner's exemption	$286,058 (+3%)	$462,240 (+14.65%) Land $241,020 Building $221,220
2022	$1,178.00 Homeowner's exemption	$277,727	$403,160 Land $176,130 Building $227,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20