15 Elm St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 15 Elm St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,949 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Dec 2023)
Tax Bill	$6,490 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0026 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0026 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,949 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	912 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 ELM ST
City	GLOUCESTER
State	MA
Zip	01930-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Block	26
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2028
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 ELM ST, GLOUCESTER, MA 01930-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Nov 16, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	2023950
Deed Book / Page	41917 / 374
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0041862-57
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 20, 2023
Property Address	15 ELM ST, GLOUCESTER, MA 01930-3725
Document Number	041917-374
Book / Page	41917 / 374
Instrument Date	Dec 20, 2023
Instrument	20231220000950
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELM ST, GLOUCESTER, MA 01930-3725

Mortgage

Document Number	231220000960
Date	Dec 20, 2023
Instrument	231220000960

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 16, 2023
Property Address	15 ELM ST, GLOUCESTER, MA 01930-3725
Document Number	0041862-57
Book / Page	41862 / 57
Instrument Date	Nov 13, 2023
Instrument	20231116000720
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SQUIRE RD, WINCHESTER, MA 01890-3212

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 6, 2022
Property Address	15 ELM ST, GLOUCESTER, MA 01930-3725
Document Number	0041338-48
Book / Page	41338 / 48
Instrument Date	Nov 19, 2022
Instrument	20221206002450
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELM ST, GLOUCESTER, MA 01930-3725

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,490.00 (+128.28%)	$667,700 (+128.51%) Land $119,500 Building $548,200
2024	$2,843.00 (-31.26%)	$292,200 (-25.19%) Land $113,800 Building $178,400	$825,360
2023	$4,136.00	$390,600 Land $101,600 Building $289,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures