17994 Highlands Ranch Ter, Poway, CA 92064 Property Records

San Diego County property record for 17994 Highlands Ranch Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,780 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$1,300,000 (Mar 1999)
Tax Bill	$23,480 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`272-761-49-00`

Property Details

APN / Parcel Number

Primary APN	`272-761-49-00`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,780 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	43,560 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	17994 HIGHLANDS RANCH TER
City	POWAY
State	CA
Zip	92064-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 5 DOC92-280542 IN LOT 6&IN TR 012123
Legal Subdivision	CITY OF POWAY TRACT #88-01
Legal Tract	012123
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17020

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17994 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Quit Claim Deed, Transfer BANK OF AMERICA
Jun 13, 2018	Quit Claim Deed, Transfer SAN DIEGUITO ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1999 · Amount on Record
Deed Sale	Mar 5, 1999 · Amount on Record
Prior Sale	Jan 28, 1998 · Amount on Record
Deed Document Number	1999142314
Last Transfer Date	May 30, 2018
Transfer Doc	0000239717
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	17994 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number	0000239717
Instrument Date	May 30, 2018
Instrument	239717
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17994 HIGHLANDS RANCH TER POWAY CA 920641051, POWAY, CA 92064-1051

Mortgage

Document Number	239716
Date	Jun 13, 2018
Instrument	239716

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	17994 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number	0000239715
Instrument Date	May 30, 2018
Instrument	239715
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	SAN DIEGUITO ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17994 HIGHLANDS RANCH TER POWAY CA 920641051, POWAY, CA 92064-1051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,121,818 (+2%) Land $651,915 Building $1,469,903
2025	$23,480.00 (+4.92%) Homeowner's exemption	$2,080,215 (+4.04%) Land $639,133 Building $1,441,082
2023	$22,379.00 (+1.69%) Homeowner's exemption	$1,999,439 Land $614,315 Building $1,385,124
2022	$22,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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