17980 Highlands Ranch Ter, Poway, CA 92064 Property Records

San Diego County property record for 17980 Highlands Ranch Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,315 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$2,100,000 (Sep 2020)
Tax Bill	$25,735 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272-761-07-00`

Property Details

APN / Parcel Number

Primary APN	`272-761-07-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	5,315 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	43,560 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	17980 HIGHLANDS RANCH TER
City	POWAY
State	CA
Zip	92064-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 7 TR 012123
Legal Subdivision	POWAY #88-01
Legal Tract	012123
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17020

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 11, 2020	Grant Deed, Transfer · Construction Mortgage STRICKLER L H & TAX E T (PT)
Dec 14, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Mar 10, 2011 · Amount on Record
Deed Document Number	2020533738
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	0000727561
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

Mortgage

Document Number	0000081613
Date	Feb 23, 2022
Instrument	2022-0081613

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 4, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

Mortgage

Document Number	0000134351
Date	Feb 22, 2021
Instrument	2021-0134351

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number	0000533738
Instrument Date	Sep 8, 2020
Instrument	533738
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15977 AVENIDA VILLAHA #18 SAN DIEGO CA 921283146, 18, SAN DIEGO, CA 92128-3146

Mortgage

Document Number	533739
Date	Sep 11, 2020
Instrument	533739

Lender

Name	STRICKLER L H & TAX E T (PT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2021

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17980 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number	0000603083
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17980 HIGHLANDS RANCH TER POWAY CA 920641051, POWAY, CA 92064-1051

Mortgage

Document Number	0000603083
Date	Dec 22, 2017
Instrument	603083

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,318,566 (+2%) Land $1,324,895 Building $993,671
2025	$25,735.00 (+4.91%)	$2,273,105 (+4.04%) Land $1,298,917 Building $974,188
2023	$24,531.00 (+1.69%)	$2,184,840 Land $1,248,480 Building $936,360
2022	$24,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highlands Ranch Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures