17975 Highlands Ranch Ter, Poway, CA 92064 Property Records

San Diego County property record for 17975 Highlands Ranch Ter, Poway, CA 92064 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1990
Square Footage5,717 sqft Living Area
Lot Size1.46 acres
GarageCarport
Last Sale$895,000 (1995)
Tax Bill$17,061.00 (2025)

Property Details

APN / Parcel Number

Primary APN272-761-09-00
Alternative APN
  • 2727600900

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area5,717 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area63,598 sqft
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2727600900
Street Address17975 HIGHLANDS RANCH TER
CityPOWAY
StateCA
Zip92064-1051
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 TR 012123
Legal SubdivisionPOWAY 88-01
Legal Tract012123
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2000
Census Tract17020

Owner

Source: San Diego County records · APN 272-761-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Intrafamily Transfer, Transfer
Jan 18, 2023Intrafamily Transfer, Transfer
Jul 08, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 1995 · Amount on Record
Deed SaleJun 30, 1995 · Amount on Record
Prior SaleDec 29, 1989 · Amount on Record
Deed Doc Number1995280018
Last Transfer DateFeb 13, 2023
Transfer Doc0000121673
Record RefreshedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2023
Property Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number0000121673
Map ReferenceMAP 12123
Instrument DateFeb 13, 2023
Instrument2023-0121673
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2023
Property Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Document Number0000013153
Map ReferenceMAP 12123
Instrument DateSep 30, 2022
Instrument2023-0013153
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

Mortgage

Document Number0000279684
DateJul 08, 2022
Instrument2022-0279684
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyOMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17975 HIGHLANDS RANCH TER, POWAY, CA 92064-1051

Mortgage

Document Number0000167430
DateApr 18, 2022
Instrument2022-0167430
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,533,392 (+2%) Land $599,650 Building $933,742
2025$17,061.00 (+5.41%)$1,503,327 (+4.04%) Land $587,893 Building $915,434
2023$16,185.00 (+1.69%) Homeowner's exemption$1,444,953 Land $565,065 Building $879,888
2022$15,916.00

Flood & Wildfire

17975 Highlands Ranch Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
74th percentile of exposed land nationally · 50th in California
Wildfire LikelihoodHigh — about 1 in 306 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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