1799 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1799 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1999
Lot Size	0.2 acres (8,692 sqft)
Owner	Individual Name on Record
Last Sale	$151,500 (Mar 2000)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9065-00-760`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9065-00-760`
Alternative APNs	`282216906500760` `241288` `246128` `250700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,853 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,853 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,692 sqft (0.2 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1799 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE 2 39/122 LOT 76
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 2
Legal Phase	2
Legal Tract	9065
Legal Lot Number	76
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1056
Census Tract	18100

Owner

Source: Orange County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2000 · Amount on Record
Deed Sale	Mar 7, 2000 · Amount on Record
Deed Book / Page	5956 / 2408
Last Transfer Date	Sep 11, 2007
Transfer Doc	0000701257
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	May 21, 2026
Property Address	1799 RACHELS RIDGE LOOP, LO, OCOEE, FL 34761-9010
Document Number	0000288845
Instrument Date	May 14, 2026
Instrument	2026288845
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP, LO, OCOEE, FL 34761-9010

Mortgage

Document Number	0000288845,
Date	May 21, 2026
Instrument	2026288845

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010

Mortgage

Document Number	0000575834
Date	Oct 3, 2025
Instrument	20250575834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010

Mortgage

Document Number	0000405672
Date	Jul 20, 2023
Instrument	20230405672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Aug 1, 2041

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 27, 2023
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Document Number	0000169293
Map Reference	MB 39 PG 122&123
Instrument Date	Oct 24, 2022
Instrument	20230169293
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 SADDLE CREEK LN, ELLENWOOD, GA 30294-4333

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727150
Date	Nov 30, 2021
Instrument	20210727150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Dec 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Document Number	0000489689
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP OCOEE FL 347619010, OCOEE, FL 34761-9010

Mortgage

Document Number	0000489689
Date	Sep 18, 2020
Instrument	489689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2040

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1799 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Document Number	0000358599
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 RACHELS RIDGE LOOP OCOEE FL 347619010, OCOEE, FL 34761-9010

Mortgage

Document Number	0000358599
Date	Jun 27, 2017
Instrument	358599

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,629 (+2.7%)	$341,350 (-1.29%) Land $80,000 Building $261,350
2025	$2,682.00 (+10.28%) Homeowner's exemption	$160,301 (+5.99%)	$345,820 (+17.76%) Land $80,000 Building $265,820
2024	$2,432.00 (+3.58%)
2023	$2,348.00 (+3.76%) Homeowner's exemption	$151,246 (+3%)	$293,672 (+13.15%) Land $80,000 Building $213,672
2022	$2,263.00 Homeowner's exemption	$146,841	$259,532 Land $80,000 Building $179,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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