1787 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1787 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,347 sqft · built 1998
Lot Size	0.198 acres (8,628 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (Aug 1999)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9064-00-210`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9064-00-210`
Alternative APNs	`282216906400210` `241220` `246057` `250632`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,347 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,347 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,628 sqft (0.198 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	474 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1787 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE ONE 36/132 LOT 21
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 1
Legal Phase	1
Legal Tract	9064
Legal Lot Number	21
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1056
Census Tract	18100

Owner

1787 Rachels Ridge Loop, #LO is owned by two individuals who acquired it in September 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1787 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 1999 · Amount on File
Deed Sale	Aug 11, 1999 · Amount on File
Prior Sale	Apr 30, 1998 · Amount on File
Deed Book / Page	5814 / 3004
Last Transfer Date	Sep 11, 2019
Transfer Doc	0000568038
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1787 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Document Number	0000080985
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1787 RACHELS RIDGE LOOP OCOEE FL 347619010, OCOEE, FL 34761-9010

Mortgage

Document Number	0000080985
Date	Feb 10, 2020
Instrument	80985

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 13, 2019
Property Address	1787 RACHELS RIDGE LOOP, OCOEE, FL 34761-9010
Document Number	0000568038
Instrument Date	Sep 11, 2019
Instrument	568038
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1787 RACHELS RIDGE LOOP OCOEE FL 347619010, OCOEE, FL 34761-9010

Tax Assessment & Valuation

The 2025 property tax bill for 1787 Rachels Ridge Loop, #LO was $3,076, up 9.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,129 (+2.7%)	$406,580 (-1.37%) Land $80,000 Building $326,580
2025	$3,076.00 (+9.27%) Homeowner's exemption	$184,157	$412,230 Land $80,000 Building $332,230
2024	$2,815.00 (+3.53%)
2023	$2,719.00 (+3.58%) Homeowner's exemption	$173,754 (+3%)	$347,305 (+14.01%) Land $80,000 Building $267,305
2022	$2,625.00 Homeowner's exemption	$168,693	$304,617 Land $80,000 Building $224,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1787 Rachels Ridge Loop, #LO in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1787 Rachels Ridge Loop, #LO is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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