1799 Porter Rd, Cottondale, FL 32431 Property Records

Washington County property record for 1799 Porter Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1984
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2023)
Tax Bill	$611 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Sale + 4 more
Flood Zone	Zone A (high risk)
APN	`000003040001`

Property Details

APN / Parcel Number

Primary APN	`000003040001`
Alternative APNs	`00000000-00-0304-0001` `03040001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	104 sqft
Porch	Florida Room
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1799 PORTER RD
City	COTTONDALE
State	FL
Zip	32431-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 4 12 10 ORB 1279 P 598 S1/3 OF W1/2 OF SW1/4 OF SW1/4 & S1/3 OF W1/2 OF E1/2 OF SW1/4 OF SW1/4
Legal Range	12W
Legal Township	04S
Legal Section	33
Legal Block	1
Legal Lot Number	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2040
Census Tract	970303

Owner

Source: Washington County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21696 HIGHWAY B, LEBANON, MO 65536-7695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 4, 2023	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	20235479
Deed Book / Page	1279 / 598
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067007621
Date	Oct 22, 2025
Book Page	1351/834
Instrument	202567007621

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2055

Interest

Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 4, 2023
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Document Number	0067005479
Book / Page	1279 / 598
Instrument Date	Aug 4, 2023
Instrument	202367005479
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 BUSH AVE, DONALSONVILLE, GA 39845-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21696 HIGHWAY B, LEBANON, MO 65536-7695

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067000833
Date	Feb 8, 2021
Book Page	1197/947
Instrument	202167000833

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jul 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1799 PORTER RD, COTTONDALE, FL 32431-9221

Mortgage

Document Number	0067006721
Date	Sep 14, 2021
Book Page	1217/703
Instrument	202167006721

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067003433
Date	Jun 2, 2017
Book Page	1090/384
Instrument	201767003433

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1799 PORTER RD, COTTONDALE, FL 32431-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067009405
Date	Nov 27, 2019
Book Page	1162/0841
Instrument	201967009405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$263,131 (+208.11%)	$289,672 (+85.46%) Land $28,000 Building $261,672
2023	$611.00 (+0.66%) Homeowner's exemption	$85,402 (+0.88%)	$156,194 (+17.76%)
2022	$607.00 Homeowner's exemption	$84,660	$132,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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