1940 Porter Rd, Cottondale, FL 32431 Property Records

Washington County property record for 1940 Porter Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 2008
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Apr 2010)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000430008`

Property Details

APN / Parcel Number

Primary APN	`000000430008`
Alternative APN	`00430008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,376 sqft Heated Area
Gross Area	3,528 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000000430008
Street Address	1940 PORTER RD
City	COTTONDALE
State	FL
Zip	32431-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 3 12 3.25 ORB 847 P 375 BEG SEC OF SECT, N 1866.95' TO POB, W 356.66', N 02?11'54W 386.45', E 376.30', S 386.30' TO POB AS
Legal Range	12W
Legal Township	03N
Legal Section	05
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2048
Census Tract	970303

Owner

1940 Porter Rd is owned and occupied by an individual who bought it in April 2010.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1940 PORTER RD, COTTONDALE, FL 32431-9225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2010 · Amount on File
Deed Sale	Apr 12, 2010 · Amount on File
Deed Document Number	201067001833
Deed Book / Page	847 / 375
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1940 PORTER RD, COTTONDALE, FL 32431-9225
Document Number	0067003548
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1940 PORTER RD COTTONDALE FL 324319225, COTTONDALE, FL 32431-9225

Mortgage

Document Number	0067003548
Date	May 22, 2018
Book Page	001118/000636
Instrument	67003548

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Porter Rd was $1,673 with a homeowner's exemption, up 7% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (+6.97%) Homeowner's exemption	$166,652 (+2.9%)	$243,453 (+0.54%) Land $18,850 Building $224,603
2024	$1,564.00 (+2.69%) Homeowner's exemption	$161,955 (+3%)	$242,137 (+8.33%) Land $16,250 Building $225,887
2023	$1,523.00 (+3.39%) Homeowner's exemption	$157,238 (+3%)	$223,511 (+8.73%) Land $16,250 Building $207,261
2022	$1,473.00 Homeowner's exemption	$152,658	$205,565 Land $15,600 Building $189,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Porter Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Porter Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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