1798 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1798 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,591 sqft · built 2004
Lot Size	0.295 acres (12,836 sqft)
Owner	Individual Name on Record
Tax Bill	$3,250 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-029-01`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	2,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,836 sqft (0.295 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Enclosed/Finished Porch
Porch Area	495 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1798 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 1 COVINGTON AS REC OR 4366 PG 1383
Legal Range	26E
Legal Township	05S
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1798 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Warranty Deed, Transfer TITLE AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026
Deed Sale	May 21, 2026
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202625014
Deed Book / Page	5048 / 27
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 21, 2026
Property Address	1798 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Document Number	0000025014
Book / Page	5048 / 27
Instrument Date	May 20, 2026
Instrument	202625014
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1798 COVINGTON LN, FLEMING ISLAND, FL 32003-3378

Mortgage

Document Number	0000025015,
Date	May 21, 2026
Book Page	5048/29
Instrument	202625015

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 20, 2020
Property Address	1798 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Document Number	0043661383
Book / Page	004366 / 001383
Instrument Date	Oct 14, 2020
Instrument	54498
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	TITLE AMERICA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1798 COVINGTON LN FLEMING ISLAND FL 320033378, FLEMING ISLAND, FL 32003-3378

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 (+4.84%) Homeowner's exemption	$253,247 (+5.99%)	$450,200 (+3.67%) Land $60,000 Building $390,200
2024	$3,100.00 (-38.95%)
2023	$5,078.00 (+5.18%) Homeowner's exemption	$238,942 (+3%)	$434,270 (+7.38%) Land $60,000 Building $374,270
2022	$4,828.00 Homeowner's exemption	$231,983	$404,435 Land $50,000 Building $354,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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