1797 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1797 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 2004
Lot Size	0.24 acres (10,491 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2020)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-029-59`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-59`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,996 sqft Heated Area
Gross Area	2,598 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,491 sqft (0.24 acres)
Garage Area	380 sqft
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1797 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 59 COVINGTON AS REC O R 4332 PG 1057
Legal Range	26
Legal Township	05
Legal Section	17
Legal Subdivision	COVINGTON
Legal Lot Number	59
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1797 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Apr 27, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jan 6, 2017	Grant Deed, Transfer HILLCREST TITLE AND TRUST AGENCY LLC, HILLCREST TITLE & TR AGCY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	2020036680
Deed Book / Page	4332 / 1057
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 23, 2020
Property Address	1797 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Document Number	0043321057
Book / Page	4332 / 1057
Map Reference	MB 38 PG 71-76
Instrument Date	Jul 17, 2020
Instrument	2020036680
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7613 TEAL TRCE, 7613, BRADENTON, FL 34203-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1797 COVINTON LN, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	0043321059
Date	Jul 23, 2020
Instrument	4332/1059

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 27, 2017
Property Address	1797 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Document Number	0039661914
Book / Page	3966 / 1914
Map Reference	MB38 PG71-76
Instrument Date	Mar 22, 2017
Instrument	201721117
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HILLCREST TITLE AND TRUST AG

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3721 DUPONT STATION CT S, 3721, JACKSONVILLE, FL 32217-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1797 COVINGTON LN, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	0201721118
Date	Apr 27, 2017
Instrument	201721118

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Jan 6, 2017
Property Address	1797 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Document Number	0039321577
Book / Page	003932 / 001577
Instrument Date	Dec 30, 2016
Instrument	871
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	HILLCREST TITLE AND TRUST AGENCY LLC, HILLCREST TITLE & TR AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DUPONT STATION CT S JACKSONVILLE FL 322172518, JACKSONVILLE, FL 32217-2518

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (-22.01%)	$349,532 (+3.45%) Land $60,000 Building $289,532	$349,532 (+3.45%) Land $60,000 Building $289,532
2023	$6,601.00 (+8.53%)	$337,862 (+7.97%) Land $60,000 Building $277,862	$337,862 (+7.97%) Land $60,000 Building $277,862
2022	$6,082.00	$312,912 Land $50,000 Building $262,912	$312,912 Land $50,000 Building $262,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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