Clay County property record for 1790 Covington Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,210 sqft · built 2003 |
| Lot Size | 0.223 acres (9,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jun 2019) |
| Tax Bill | $5,836 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-26-014266-029-03 |
| Primary APN | 16-05-26-014266-029-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,210 sqft Heated Area |
| Gross Area | 3,203 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,748 sqft (0.223 acres) |
| Garage Area | 588 sqft |
| Porch | Porch |
| Porch Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1790 COVINGTON LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 3 COVINGTON AS REC O R 4204 PG 810 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 16 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1766 COUNTRY WALK DR, FLEMING ISLAND, FL 32003-7492 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jun 24, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | Jan 24, 2008 · Amount on Record |
| Deed Document Number | 2019032427 |
| Deed Book / Page | 4204 / 0810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1790 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1120 HAVERHITL CT, CHESAPEAKE, VA 23322-4652 |
| Document Number | 0045630668 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 4563/668 |
| Instrument | 2022005434 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 1790 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 0042040810 |
| Book / Page | 004204 / 000810 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 32427 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1790 COVINGTON LN ORANGE PARK FL 320033378, ORANGE PARK, FL 32003-3378 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,836.00 (-19.02%) | $395,769 (+3.53%) Land $60,000 Building $335,769 | $395,769 (+3.53%) Land $60,000 Building $335,769 |
| 2023 | $7,207.00 (+8.82%) | $382,290 (+8.79%) Land $60,000 Building $322,290 | $382,290 (+8.79%) Land $60,000 Building $322,290 |
| 2022 | $6,623.00 | $351,405 Land $50,000 Building $301,405 | $351,405 Land $50,000 Building $301,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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