1795 Perspective Pl, Owings, MD 20736 Property Records

Calvert County property record for 1795 Perspective Pl, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,246 sqft · built 2016
Lot Size	0.869 acres (37,868 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2020)
Tax Bill	$6,936 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-189430`

Property Details

APN / Parcel Number

Primary APN	`03-189430`
Alternative APN	`189430`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,246 sqft Total Area
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	37,868 sqft (0.869 acres)
Garage Type	Built-in
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	189430
Street Address	1795 PERSPECTIVE PL
City	OWINGS
State	MD
Zip	20736-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 16 PLAT 2 FAIRVIEW SOUTH
Legal Subdivision	FAIRVIEW SOUTH
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2011
Census Tract	860200

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1795 PERSPECTIVE PL, OWINGS, MD 20736-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Oct 5, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	0000557717
Deed Book / Page	5577 / 17
Record Updated	Jun 7, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 28, 2020
Property Address	1795 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0055770017
Book / Page	5577 / 17
Map Reference	MB KPS 3 PL 405
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1795 PERSECTIVE PLACE, OWINGS, MD 20736-5108

Mortgage

Document Number	557724
Date	Apr 28, 2020
Instrument	5577/24

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2017
Property Address	1795 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0050750148
Book / Page	005075 / 000148
Instrument Date	Sep 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2017
Title Company	TITLE MAX CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 PERSPECTIVE PL OWINGS MD 207365108, OWINGS, MD 20736-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	50750153
Date	Oct 5, 2017
Book Page	005075/000153

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,936.00 Homeowner's exemption	$667,567	$755,300 Land $162,700 Building $592,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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