1760 Perspective Pl, Owings, MD 20736 Property Records

Calvert County property record for 1760 Perspective Pl, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,480 sqft · built 2017
Lot Size	0.657 acres (28,662 sqft)
Owner	Individual Name on Record
Last Sale	$767,500 (Jun 2023)
Tax Bill	$6,489 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-189384`

Property Details

APN / Parcel Number

Primary APN	`03-189384`
Alternative APN	`189384`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,480 sqft Total Area
Basement Area	2,108 sqft
Finished Basement	2,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	28,662 sqft (0.657 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	189384
Street Address	1760 PERSPECTIVE PL
City	OWINGS
State	MD
Zip	20736-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 11 PLAT 2 FAIRVIEW SOUTH
Legal Subdivision	FAIRVIEW SOUTH
Legal Lot Number	11
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2011
Census Tract	860200

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1760 PERSPECTIVE PL, OWINGS, MD 20736-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jan 10, 2018	Grant Deed, Subdivision Related Transfer TITLEMAX CORPORATION
Oct 5, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	0006449164
Deed Book / Page	6449 / 164
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 23, 2023
Property Address	1760 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0064490164
Book / Page	6449 / 164
Map Reference	MB KPS 3 PL 405
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	ALLIED TITLE AND TRUST LLC, ALLIED TITLE & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1760 PERSPECTIVE PL, OWINGS, MD 20736-5108

Mortgage

Document Number	0006449171
Date	Jun 23, 2023
Instrument	6449/171

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 10, 2018
Property Address	1760 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0051270075
Book / Page	005127 / 000075
Instrument Date	Dec 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2018
Title Company	TITLEMAX CORPORATION

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1760 PERSPECTIVE PL OWINGS MD 207365108, OWINGS, MD 20736-5108

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2017
Property Address	1760 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0050750148
Book / Page	005075 / 000148
Instrument Date	Sep 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2017
Title Company	TITLE MAX CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 PERSPECTIVE PL OWINGS MD 207365108, OWINGS, MD 20736-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	50750153
Date	Oct 5, 2017
Book Page	005075/000153

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,489.00 (+8.11%)	$624,567 (+8.11%)	$718,300 (+24.34%) Land $150,900 Building $567,400
2022	$6,002.00 Homeowner's exemption	$577,700 Land $150,900 Building $426,800	$577,700 Land $150,900 Building $426,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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