1790 Perspective Pl, Owings, MD 20736 Property Records

Calvert County property record for 1790 Perspective Pl, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,932 sqft · built 2017
Lot Size	0.647 acres (28,203 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (May 2021)
Tax Bill	$6,710 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-189341`

Property Details

APN / Parcel Number

Primary APN	`03-189341`
Alternative APN	`189341`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,932 sqft Total Area
Basement Area	1,346 sqft
Finished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	28,203 sqft (0.647 acres)
Garage Type	Mixed
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	189341
Street Address	1790 PERSPECTIVE PL
City	OWINGS
State	MD
Zip	20736-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 8 PLAT 2 FAIRVIEW SOUTH
Legal Subdivision	FAIRVIEW SOUTH
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2011
Census Tract	860200

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1790 PERSPECTIVE PL, OWINGS, MD 20736-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Oct 5, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG
Apr 20, 2017	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	0005961191
Deed Book / Page	5961 / 191
Record Updated	Jun 7, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 14, 2021
Property Address	1790 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0059610191
Book / Page	5961 / 191
Map Reference	MB KPS 3 PL 405
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1790 PERSPECTIVE PL, OWINGS, MD 20736-5108

Mortgage

Document Number	5961198
Date	May 14, 2021
Instrument	5961/198

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2017
Property Address	1790 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0050750148
Book / Page	005075 / 000148
Instrument Date	Sep 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2017
Title Company	TITLE MAX CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 PERSPECTIVE PL OWINGS MD 207365108, OWINGS, MD 20736-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	50750153
Date	Oct 5, 2017
Book Page	005075/000153

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 20, 2017
Property Address	1790 PERSPECTIVE PL, OWINGS, MD 20736-5108
Document Number	0049790002
Book / Page	004979 / 000002
Instrument Date	Apr 18, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 PERSPECTIVE PL OWINGS MD 207365108, OWINGS, MD 20736-5108

Mortgage

Document Number	49790007
Date	Apr 20, 2017
Book Page	004979/000007

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,710.00 Homeowner's exemption	$645,867	$744,000 Land $150,300 Building $593,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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