179 Settlers Path, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 179 Settlers Path, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,014 sqft · built 2002
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jan 2021)
Tax Bill	$15,113 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:042.0 B:0000 L:0130.Q`

Property Details

APN / Parcel Number

Primary APN	`LANC M:042.0 B:0000 L:0130.Q`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	4,022 sqft
1st Floor Area	2,462 sqft
Basement Area	2,438 sqft
Unfinished Basement	2,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	179 SETTLERS PATH
City	LANCASTER
State	MA
Zip	01523-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	130.Q
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1043
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0130.Q

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	179 SETTLERS PATH, LANCASTER, MA 01523-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage AVIDIA BANK
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit ENVISION BANK
Jan 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Mar 28, 2000 · Amount on Record
Deed Document Number	20218070
Deed Book / Page	64259 / 395
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	179 SETTLERS PATH, LANCASTER, MA 01523-2065
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61672-79
Date	Dec 30, 2019
Book Page	61672/79
Instrument	142700

Lender

Name	AVIDIA BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	179 SETTLERS PATH, LANCASTER, MA 01523-2065
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64260-13
Date	Jan 19, 2021
Book Page	64260/13
Instrument	8072

Lender

Name	ENVISION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jan 19, 2021
Property Address	179 SETTLERS PATH, LANCASTER, MA 01523-2065
Document Number	64259-395
Book / Page	64259 / 395
Instrument Date	Jan 12, 2021
Instrument	8070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	179 SETTLERS PATH, LANCASTER, MA 01523-2065

Mortgage

Document Number	8071
Date	Jan 19, 2021
Instrument	8071

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,113.00 (+6.74%)	$935,200 (+13.54%) Land $157,600 Building $777,600	$888,250 (+2.69%)
2024			$864,975
2023	$14,159.00	$823,700 Land $139,100 Building $684,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

179 Settlers Path, Lancaster, MA 01523 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Settlers Path

Nearby Streets

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