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128 Settlers Path, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 128 Settlers Path, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 2000
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Jul 2021)
Tax Bill$11,095 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0130.F

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0130.F

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
1st Floor Area1,324 sqft
Basement Area972 sqft
Unfinished Basement972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,818 sqft (0.96 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address128 SETTLERS PATH
CityLANCASTER
StateMA
Zip01523-2081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPARTRIDGE HOLLOW
Legal Lot Number130.F
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1041
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0130.F

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 SETTLERS PATH, LANCASTER, MA 01523-2081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Jul 15, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleSep 26, 2003 · Amount on Record
Deed Document Number202198854
Deed Book / Page65624 / 6
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address128 SETTLERS PATH, LANCASTER, MA 01523-2081
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072954-199
DateDec 11, 2025
Book Page72954/199
Instrument108514
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term469 Months
DueJan 01, 2065
Interest
Rate TypeAdjustable Rate

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJul 15, 2021
Property Address128 SETTLERS PATH, LANCASTER, MA 01523-2081
Document Number00065624-6
Book / Page65624 / 6
Instrument DateJul 15, 2021
Instrument98854
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address128 SETTLERS PATH, LANCASTER, MA 01523-2081

Mortgage

Document Number0000098855
DateJul 15, 2021
Instrument98855
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,095.00 (+7.09%)$686,600 (+13.92%) Land $155,600 Building $531,000$826,595 (+6.59%)
2024$775,485
2023$10,360.00$602,700 Land $137,300 Building $465,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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