Worcester County and Lancaster Town property record for 163 Settlers Path, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,664 sqft · built 2000 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Apr 2023) |
| Tax Bill | $12,204 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:042.0 B:0000 L:0130.R |
| Primary APN | LANC M:042.0 B:0000 L:0130.R |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 163 SETTLERS PATH |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PARTRIDGE HOLLOW |
| Legal Lot Number | 130.R |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK |
| Jul 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS |
| Sep 10, 2021 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 202332710 |
| Deed Book / Page | 69076 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Apr 28, 2023 |
| Property Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Document Number | 0069076-66 |
| Book / Page | 69076 / 66 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 32710 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Document Number | 0000032711 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 32711 |
| Name | EASTHAMPTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067968-288 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 67968/288 |
| Instrument | 81825 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66029-193 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 66029/193 |
| Instrument | 127137 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63523-378 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 63523/378 |
| Instrument | 124110 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 163 SETTLERS PATH, LANCASTER, MA 01523-2065 |
| Document Number | 58670-18 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 58670-18 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 058670/000018 |
| Instrument | 35140 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,204.00 (+7.21%) | $755,200 (+14.04%) Land $157,700 Building $597,500 | $909,435 (+9.32%) |
| 2024 | $831,915 | ||
| 2023 | $11,383.00 | $662,200 Land $139,200 Building $523,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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