Lorain County property record for 179 Saint Charles Pl, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,457 sqft · built 2004 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Jul 2025) |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-781-008 |
| Primary APN | 10-00-005-781-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Gross Area | 1,941 sqft |
| 1st Floor Area | 1,457 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,950 sqft (0.045 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 179 SAINT CHARLES PL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0920 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 1 |
| Legal Subdivision | CHESAPEAKE CONDO |
| Legal Block | 781 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71202 |
Source: Lorain County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 179 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2011 · Amount on Record |
| Prior Transfer Date | Apr 21, 2011 |
| Prior Transfer Doc | 20110371523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 179 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 179 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000008493 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024-0008493 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 179 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210819168 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0819168 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,916.00 (-22.24%) Homeowner's exemption | $67,310 (+%) Land $12,950 Building $54,360 | $192,310 (-) Land $37,000 Building $155,310 |
| 2024 | $2,464.00 (+20.61%) | $67,309 (+28.05%) Land $12,950 Building $54,359 | $192,310 (+28.05%) Land $37,000 Building $155,310 |
| 2023 | $2,043.00 (-0.24%) | $52,564 (-0.01%) Land $11,855 Building $40,709 | $150,180 (-) Land $33,870 Building $116,310 |
| 2022 | $2,048.00 | $52,570 Land $11,860 Building $40,710 | |
| 2021 | $150,180 Land $33,870 Building $116,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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