179 Deerfield Ln, Locust, NC 28097 Property Records

Stanly County property record for 179 Deerfield Ln, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,944 sqft · built 1999
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Tax Bill	$1,106 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559501488454`

Property Details

APN / Parcel Number

Primary APN	`559501488454`
Alternative APNs	`12204` `2569`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Porch	Porch
Porch Area	204 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	12204
Street Address	179 DEERFIELD LN
City	LOCUST
State	NC
Zip	28097-6214
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-A
Legal Description	M/H 179 DEERFIELD LN LOT 5 DEERFIELD SUBD 559500344
Legal Subdivision	DEERFIELD
Legal Lot Number	5
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2032
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	179 DEERFIELD LN, LOCUST, NC 28097-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2010
Deed Sale	Jan 1, 2010
Deed Book / Page	958 / 93
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	179 DEERFIELD LN, LOCUST, NC 28097-6214
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 DEERFIELD LN, LOCUST, NC 28097-6214

Mortgage

Document Number	0000481698
Date	Oct 7, 2025
Book Page	1896/1330
Instrument	481698

Lender

Name	UWHARRIE BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	179 DEERFIELD LN, LOCUST, NC 28097-6214
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441504
Date	Dec 20, 2021
Book Page	1769/248
Instrument	441504

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Red Cross Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,106.00 (+16.91%)	$165,113 (+52.47%) Land $75,520 Building $89,593	$165,113 (+52.47%) Land $75,520 Building $89,593
2023	$946.00	$108,289 Land $38,704 Building $69,585	$108,289 Land $38,704 Building $69,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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