Stanly County property record for 125 Deerfield Ln, Locust, NC 28097
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1998 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $776 (2026) |
| Deeds & Mortgages | Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 559502585733 |
| Primary APN | 559502585733 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Porch | Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 33708 |
|---|---|
| Street Address | 125 DEERFIELD LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-6214 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-A |
| Legal Description | M/H 125 DEERFIELD LN LOT 8 DEERFIELD SUBD 559500180 |
| Legal Subdivision | DEERFIELD |
| Legal Lot Number | 8 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 930801 |
125 Deerfield Ln, a mobile home, is owned and occupied by an individual.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 DEERFIELD LN, LOCUST, NC 28097-6214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 125 DEERFIELD LN, LOCUST, NC 28097-6214 |
| Document Number | 0000416916 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 DEERFIELD LN LOCUST NC 280976214, LOCUST, NC 28097-6214 |
| Document Number | 0000416916 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 001692/000137 |
| Instrument | 416916 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Rate | 3.87% |
|---|
The 2026 property tax bill for 125 Deerfield Ln was $776.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Red Cross Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $776.00 | $115,828 Land $60,400 Building $55,428 | $115,828 Land $60,400 Building $55,428 |
| 2023 | $339.00 | $63,930 (-) Land $30,955 Building $32,975 | $63,930 (-) Land $30,955 Building $32,975 |
| 2022 | $339.00 | $63,930 Land $30,955 Building $32,975 | $63,930 Land $30,955 Building $32,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Deerfield Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 125 Deerfield Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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