168 Deerfield Ln, Locust, NC 28097 Property Records

Stanly County property record for 168 Deerfield Ln, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1999
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Apr 2016)
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`559501488951`

Property Details

APN / Parcel Number

Primary APN	`559501488951`
Alternative APNs	`1522668` `2479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	420 sqft
Porch	Porch
Porch Area	360 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1522668
Street Address	168 DEERFIELD LN
City	LOCUST
State	NC
Zip	28097-6214
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-A
Legal Description	M/H 168 DEERFIELD LN LOT 3 DEERFIELD SUBD 559500341
Legal Subdivision	DEERFIELD
Legal Lot Number	3
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2030
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 DEERFIELD LN, LOCUST, NC 28097-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	2016379897
Deed Book / Page	1558 / 600
Last Transfer Date	Dec 4, 2018
Transfer Doc	0000405563
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	168 DEERFIELD LN, LOCUST, NC 28097-6214
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444636
Date	Mar 15, 2022
Book Page	1778/1346
Instrument	444636

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Dec 10, 2018
Property Address	168 DEERFIELD LN, LOCUST, NC 28097-6214
Document Number	0000405563
Book / Page	001659 / 000205
Instrument Date	Dec 4, 2018
Instrument	405563
Transaction Type	Transfer
Record Updated	Dec 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 DEERFIELD LN LOCUST NC 280976214, LOCUST, NC 28097-6214

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Red Cross Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 (+28.46%)	$225,817 (+47.71%) Land $87,680 Building $138,137	$225,817 (+47.71%) Land $87,680 Building $138,137
2023	$1,177.00	$152,883 Land $44,936 Building $107,947	$152,883 Land $44,936 Building $107,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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