1789 Chatsworth Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1789 Chatsworth Cir, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,932 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jul 2025)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-0173-0001-2760`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-0173-0001-2760`
Alternative APN	`263104017300012760`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,932 sqft Living Area
Gross Area	4,005 sqft
1st Floor Area	2,932 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	698 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	320 sqft
Porch	Finished/Open Porch
Porch Area	35 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1789 CHATSWORTH CIR
City	SAINT CLOUD
State	FL
Zip	34771-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 276
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK EAST PH 2
Legal Phase	2
Legal Lot Number	276
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

1789 Chatsworth Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Osceola County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1789 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	202594259
Deed Book / Page	6826 / 994
Record Updated	Jun 8, 2026

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2019
Property Address	1789 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Document Number	0055852715
Book / Page	5585 / 2715
Map Reference	MB 27 PG 87
Instrument Date	Aug 29, 2019
Instrument	2019115726
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

Mortgage

Document Number	0055852719
Date	Sep 9, 2019
Instrument	5585/2719

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1789 Chatsworth Cir was $5,613, up 3.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,613.00 (+3.41%)	$356,468	$462,900 Land $75,000 Building $387,900
2024	$5,428.00 (+2.45%)
2023	$5,298.00 (+3.38%) Homeowner's exemption	$336,333 (+3%)	$471,400 (+13.34%) Land $65,000 Building $406,400
2022	$5,125.00 Homeowner's exemption	$326,537	$415,900 Land $65,000 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1789 Chatsworth Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1789 Chatsworth Cir is moderate, ranking above 69% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20