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1791 Chatsworth Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1791 Chatsworth Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,439 sqft · built 2019
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Oct 2019)
Tax Bill$7,732 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-26-31-0173-0001-2770

Property Details

APN / Parcel Number

Primary APN04-26-31-0173-0001-2770
Alternative APN
  • 263104017300012770

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,439 sqft Living Area
Gross Area3,479 sqft
1st Floor Area2,439 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached
Garage Area675 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1791 CHATSWORTH CIR
CitySAINT CLOUD
StateFL
Zip34771-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 277
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK EAST PH 2
Legal Phase2
Legal Lot Number277
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

1791 Chatsworth Cir is owned and occupied by two individuals who bought it in October 2019.

Source: Osceola County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Feb 28, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2019Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2019 · Amount on File
Deed SaleOct 30, 2019 · Amount on File
Deed Document Number2019140591
Deed Book / Page5614 / 1798
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 28, 2026
Property Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Document Number0000112092
Book / Page7026 / 1205
Instrument DateAug 6, 2026
Instrument2026112092
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

Mortgage

Document Number0000112092,
DateAug 28, 2026
Book Page7026/1205
Instrument2026112092
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueMar 1, 2051
Interest
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

Mortgage

Document Number0063632336
DateFeb 28, 2023
Book Page6363/2336
Instrument2023023163
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMar 1, 2051

October 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2019
Property Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Document Number0056141798
Book / Page5614 / 1798
Map ReferenceMB 27 PG 87
Instrument DateOct 25, 2019
Instrument2019140591
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyCALATLANTIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,184.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1791 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

Mortgage

Document Number0056141805
DateOct 30, 2019
Instrument5614/1805
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1791 Chatsworth Cir was $7,732 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,732.00 Homeowner's exemption$308,575$405,300 Land $75,000 Building $330,300
2023$7,462.00 (+3.65%) Homeowner's exemption$291,145 (+5.31%)$428,600 (+16.37%) Land $65,000 Building $363,600
2022$7,199.00 Homeowner's exemption$276,452$368,300 Land $65,000 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1791 Chatsworth Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1791 Chatsworth Cir is moderate, ranking above 69% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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