Osceola County property record for 1785 Chatsworth Cir, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,246 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $291,300 (2020) |
| Tax Bill | $3,565.00 (2025) |
| Primary APN | 04-26-31-0173-0001-2740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,246 sqft Living Area |
| Gross Area | 3,030 sqft Gross Area |
| 1st Floor | 2,246 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached Garage |
| Garage Area | 449 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1785 CHATSWORTH CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7687 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 274 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK EAST PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 274 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-26-31-0173-0001-2740
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 09, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 25, 2020 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Deed Doc Number | 202042038 |
| Deed Book / Page | 5697 / 1627 |
| Last Transfer Date | May 08, 2026 |
| Transfer Doc | 0000076268 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0000076268 |
| Book / Page | 6985 / 2593 |
| Instrument Date | May 08, 2026 |
| Instrument | 202676268 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1785 CHATSWORTH CIR, CLERMONT, FL 34711 |
| Document Number | 0060242792 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 6024/2792 |
| Instrument | 2021127849 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0056971627 |
| Book / Page | 5697 / 1627 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020042038 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,039.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 1785 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0056971631 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 5697/1631 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,565.00 (+6.29%) Homeowner's exemption | $242,081 (+5.99%) | $358,100 (-4.94%) Land $75,000 Building $283,100 |
| 2023 | $3,354.00 (+3.61%) Homeowner's exemption | $228,407 (+3%) | $376,700 (+14.15%) Land $65,000 Building $311,700 |
| 2022 | $3,237.00 Homeowner's exemption | $221,755 | $330,000 Land $65,000 Building $265,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 218 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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