17881 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17881 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,429 sqft · built 2014
Lot Size	4.84 acres (211,266 sqft)
Owner	Company Name on File
Tax Bill	$9,500 (2022)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-106`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,429 sqft Living Area
Basement Area	2,110 sqft

Exterior

Year Built	Built 2014
Architectural Style	Bungalow
Lot Area	211,266 sqft (4.84 acres)
Garage Area	2,940 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17881 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF SE 1/4 COM E 200 FT ALG E&W 1/4 LI FROM CEN 1/4 COR, TH CONT E 1732 FT, S 1D 0M 52S E 294 FT, E 96339 FT, S 1D 0M 52S
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3004
Census Tract	20600

Owner

17881 W Spring Lake Rd is owned by a company that acquired it in May 2021 and is owner-occupied.

Source: Ottawa County records, as of July 10, 2023

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 25, 2021	Intrafamily Transfer, Transfer
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 25, 2021
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445

Mortgage

Document Number	20220012666
Date	Apr 4, 2022
Instrument	2022-0012666

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 25, 2021
Property Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Document Number	20210027678
Instrument Date	May 18, 2021
Instrument	2021-0027678
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445

Mortgage

Document Number	20210027680
Date	May 25, 2021
Instrument	2021-0027680

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 25, 2021
Property Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Document Number	20210027677
Instrument Date	May 18, 2021
Instrument	2021-0027677
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15738 CONNELLY AVE, 15738, SPRING LAKE, MI 49456-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17881 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190027856
Date	Aug 13, 2019
Instrument	2019-0027856

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$468,700	$937,400
2022	$9,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17881 W Spring Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17881 W Spring Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon, Xfinity.

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