17870 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17870 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,247 sqft · built 1991
Lot Size	1.15 acres (50,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,850,000 (Jun 2026)
Tax Bill	$35,469 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-076`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-076`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,247 sqft Living Area
1st Floor Area	1,877 sqft
Basement Area	1,877 sqft
Unfinished Basement	1,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bungalow
Lot Area	50,399 sqft (1.15 acres)
Lot Dimensions	400 ft deep x 126 ft wide
Garage Area	2,604 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17870 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FEMA FLOOD
Legal Description	N 126 FT OF S 876 FT OF GOVT LOT 3 (NE 1/4 OF SE 1/4) EXC W 810 FT SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22917 N 46TH ST, PHOENIX, AZ 85050-8854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 10, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 1, 2023	Intrafamily Transfer, Transfer
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF MICHIGAN
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jun 6, 2014
Deed Document Number	202617322
Prior Transfer Date	Feb 1, 2023
Prior Transfer Doc	20230002525
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 29, 2026
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	0000022964
Instrument Date	Jul 22, 2026
Instrument	202622964
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22917 N 46TH ST, PHOENIX, AZ 85050-8854

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 10, 2026
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	0000017322
Instrument Date	Jun 8, 2026
Instrument	202617322
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$2,475,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22917 N 46TH ST, PHOENIX, AZ 85050-8854

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 1, 2023
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20230002525
Instrument Date	Feb 1, 2023
Instrument	2023-0002525
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210028770
Date	Jun 1, 2021
Instrument	2021-0028770

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170024670
Date	Jul 7, 2017
Instrument	2017-0024670

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Dec 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190046770
Date	Dec 13, 2019
Instrument	2019-0046770

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 12, 2018
Property Address	17870 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20180024278
Instrument Date	Jun 29, 2018
Instrument	2018-0024278
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17870 W SPRING LAKE RD, 17870, SPRING LAKE, MI 49456-1446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2580 BYRON STATION DR SW, BYRON CENTER, MI 49315-9455

Mortgage

Document Number	20180024279
Date	Jul 12, 2018
Instrument	2018-0024279

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,900 (+8.64%)	$1,593,800 (+8.64%)
2025	$35,469.00 (+24.29%)	$733,500 (+10.32%)	$1,467,000 (+10.32%)
2023		$664,900	$1,329,800
2022	$28,538.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on W Spring Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures