17876 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17876 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 2,884 sqft · built 2013
Lot Size	0.942 acres (41,034 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Nov 2023)
Tax Bill	$13,649 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-103`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-103`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,884 sqft Living Area
1st Floor Area	2,884 sqft
Basement Area	2,884 sqft
Unfinished Basement	2,884 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bungalow
Lot Area	41,034 sqft (0.942 acres)
Lot Width	126 ft Width
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17876 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF GOVT LOT 3 (NE 1/4 OF SE 1/4) & PART OF NW 1/4 OF SE 1/4 COM N 0D 11M 40S W 750 FT FROM SW COR OF GOV'T LOT 3, TH W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Jan 19, 2023	Intrafamily Transfer, Transfer
Jan 19, 2023	Intrafamily Transfer, Transfer
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Sep 3, 2013
Deed Document Number	202329177
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	20230001539
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 13, 2023
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20230029177
Instrument Date	Nov 10, 2023
Instrument	2023-0029177
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20230029178
Date	Nov 13, 2023
Instrument	2023-0029178

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 19, 2023
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20230001539
Instrument Date	Dec 15, 2022
Instrument	2023-0001539
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 19, 2023
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20230001538
Instrument Date	Dec 15, 2022
Instrument	2023-0001538
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20220030386
Date	Aug 23, 2022
Instrument	2022-0030386

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20220013435
Date	Apr 11, 2022
Instrument	2022-0013435

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17876 W LAKE RD, SPRING LAKE, MI 49456

Mortgage

Document Number	20210057280
Date	Nov 17, 2021
Instrument	2021-0057280

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170022209
Date	Jun 20, 2017
Instrument	2017-0022209

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190041400
Date	Nov 7, 2019
Instrument	2019-0041400

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200031035
Date	Jul 29, 2020
Instrument	2020-0031035

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17876 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200020001
Date	May 26, 2020
Instrument	2020-0020001

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,300 (-5.49%)	$832,600 (-5.49%)
2025	$13,649.00 (+78.42%) Homeowner's exemption	$440,500 (+14.06%)	$881,000 (+14.06%)
2023		$386,200	$772,400
2022	$7,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on W Spring Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures