1788 E Cheryl Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 1788 E Cheryl Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,940 sqft · built 1981
Lot Size	0.236 acres (10,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jul 2022)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-504-0000-0230`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-504-0000-0230`
Alternative APN	`21302550400000230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,264 sqft (0.236 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	288 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	1788 E CHERYL DR
City	WINTER PARK
State	FL
Zip	32792-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 23 CAROLYN ESTATES PB 21 PG 86
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	CAROLYN ESTATES
Legal Tract	504
Legal Lot Number	23
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

Source: Seminole County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SUN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	202284327
Deed Book / Page	10282 / 978
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 21, 2022
Property Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618
Document Number	0102820978
Book / Page	10282 / 978
Map Reference	MB 21 PG 86
Instrument Date	Jul 18, 2022
Instrument	2022084327
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 PENN CTR W # W2ND, 4, PITTSBURGH, PA 15276-0107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618

Mortgage

Document Number	0010282980
Date	Jul 21, 2022
Instrument	10282/980

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618

Mortgage

Document Number	0098540895
Date	Feb 25, 2021
Book Page	9854/895
Instrument	2021024852

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 26, 2019
Property Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618
Document Number	0093211125
Book / Page	09321 / 1125
Map Reference	MB 21 PG 86
Instrument Date	Mar 21, 2019
Instrument	2019031076
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 STONYBROOK CIR, 824, PORT ORANGE, FL 32127-4209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 E CHERYL DR, WINTER PARK, FL 32792-7618

Mortgage

Document Number	2019031077
Date	Mar 26, 2019
Instrument	2019031077

Lender

Name	SUN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,132.00 (+9.66%) Homeowner's exemption	$387,155 (+5.99%)	$408,013 (+11.7%) Land $95,000 Building $313,013
2023	$4,680.00 (+51.55%) Homeowner's exemption	$365,285 (+49.43%)	$365,285 (+0.78%) Land $69,000 Building $296,285
2022	$3,088.00	$244,460	$362,465 Land $69,000 Building $293,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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