Seminole County property record for 1776 E Cheryl Dr, Winter Park, FL 32792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,254 sqft · built 1982 |
| Lot Size | 0.242 acres (10,518 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Aug 2025) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-21-30-504-0000-0200 |
| Primary APN | 25-21-30-504-0000-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 2,806 sqft |
| 1st Floor Area | 2,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,518 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 270 sqft |
| Deck Area | 704 sqft |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1776 E CHERYL DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32792-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 20 CAROLYN ESTATES PB 21 PG 86 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 25 |
| Legal Subdivision | CAROLYN ESTATES |
| Legal Tract | 504 |
| Legal Lot Number | 20 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22207 |
Source: Seminole County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1776 E CHERYL DR, WINTER PARK, FL 32792-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2015 · Amount on Record |
| Deed Document Number | 202575496 |
| Deed Book / Page | 10872 / 354 |
| Prior Transfer Date | Jul 20, 2015 |
| Prior Transfer Doc | 0085510952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 1776 E CHERYL DR, WINTER PARK, FL 32792-7618 |
| Document Number | 0110140124 |
| Book / Page | 11014 / 124 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202633889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LL |
| Name | Verified Name |
|---|---|
| Address | 1776 E CHERYL DR, WINTER PARK, FL 32792-7618 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033889, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 11014/124 |
| Instrument | 202633889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1776 E CHERYL DR, WINTER PARK, FL 32792-7618 |
| Document Number | 0089681766 |
| Book / Page | 008968 / 001766 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1776 E CHERYL DR WINTER PARK FL 327927618, WINTER PARK, FL 32792-7618 |
| Document Number | 0089681766 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 008968/001766 |
| Instrument | 80616 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 45226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 8, 2024 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+10.53%) | $186,193 (+5.99%) | $403,719 (+10.55%) Land $95,000 Building $308,719 |
| 2023 | $2,156.00 (+2.81%) Homeowner's exemption | $175,676 (+3%) | $365,207 (+0.77%) Land $69,000 Building $296,207 |
| 2022 | $2,097.00 Homeowner's exemption | $170,559 | $362,409 Land $69,000 Building $293,409 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 6 (1996–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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