1784 E Cheryl Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 1784 E Cheryl Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 1982
Lot Size	0.305 acres (13,302 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Feb 2005)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-504-0000-0220`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-504-0000-0220`
Alternative APN	`21302550400000220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,302 sqft (0.305 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	372 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1784 E CHERYL DR
City	WINTER PARK
State	FL
Zip	32792-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 CAROLYN ESTATES PB 21 PG 86
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	CAROLYN ESTATES
Legal Tract	504
Legal Lot Number	22
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Dec 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2005 · Amount on Record
Deed Sale	Feb 1, 2005 · Amount on Record
Prior Sale	Jul 10, 2000 · Amount on Record
Deed Book / Page	5645 / 1522
Last Transfer Date	Nov 30, 2018
Transfer Doc	0092641849
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618

Mortgage

Document Number	0099020402
Date	Apr 14, 2021
Book Page	9902/402
Instrument	2021048933

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 E CHETYL DRIVE, WINTER PARK, FL 32792-7618

Mortgage

Document Number	0098581792
Date	Mar 2, 2021
Book Page	9858/1792
Instrument	2021026981

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093221633
Date	Mar 28, 2019
Book Page	09322/1633
Instrument	2019031761

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Dec 12, 2018
Property Address	1784 E CHERYL DR, WINTER PARK, FL 32792-7618
Document Number	0092641849
Book / Page	09264 / 1849
Map Reference	MB21 PG86
Instrument Date	Nov 30, 2018
Instrument	2018139846
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 E CHERYL DR # 1650, 1650, WINTER PARK, FL 32792-7618

Mortgage

Document Number	2018139847
Date	Dec 12, 2018
Instrument	2018139847

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00 (+10.53%) Homeowner's exemption	$182,401 (+5.99%)	$400,001 (+10.59%) Land $95,000 Building $305,001
2023	$2,109.00 (+2.83%) Homeowner's exemption	$172,097 (+3%)	$361,695 (+0.78%) Land $69,000 Building $292,695
2022	$2,051.00 Homeowner's exemption	$167,084	$358,898 Land $69,000 Building $289,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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