17873 Saddle Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17873 Saddle Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 2022
Lot Size	0.157 acres (6,843 sqft)
Owner	Company Name on File
Last Sale	$303,100 (Dec 2022)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Oct 2023 Transfer Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-238-007`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-238-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,020 sqft
Flooring	Covered

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,843 sqft (0.157 acres)
Driveway	Driveway
Driveway Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	17873 SADDLE RD
City	PUNTA GORDA
State	FL
Zip	33982-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BTC 001 0000 2055 BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2055 3181155 3325453
Legal Lot Number	2055
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-32-238-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Intrafamily Transfer, Transfer SELENE TITLE LLC
Dec 02, 2022	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2022 · Amount on Record
Deed Sale	Dec 02, 2022 · Amount on Record
Prior Sale	Dec 02, 2022 · Amount on Record
Deed Document Number	0003181155
Last Transfer Date	Oct 11, 2023
Transfer Doc	0003325453
Record Updated	Jun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 11, 2023
Property Address	17873 SADDLE RD, PUNTA GORDA, FL 33982-5148
Document Number	0003325453
Map Reference	MB 24 PG 22A-22M
Instrument Date	Oct 04, 2023
Instrument	3325453
Transaction Type	Transfer
Record Updated	Nov 07, 2023
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P-O BOX 4090 # BOX, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 02, 2022
Property Address	17873 SADDLE RD, PUNTA GORDA, FL 33982-5148
Document Number	0003181155
Map Reference	MB 24 PG 22A-22M
Instrument Date	Nov 28, 2022
Instrument	3181155
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,121.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-48.07%)	$225,867 (-11.9%)	$314,389 (+1.34%) Land $53,000 Building $261,389
2023	$6,497.00 (+211.01%)	$256,368 (+905.36%)	$310,246 (+1,116.65%) Land $39,000 Building $271,246
2022	$2,089.00	$25,500 Land $25,500	$25,500 Land $25,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 518 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured 352 under condo master policies
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	About 1 in 101 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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