Charlotte County property record for 17866 Saddle Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,688 sqft · built 2022 |
| Lot Size | 0.14 acres (6,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,100 (Dec 2022) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-32-238-012 |
| Primary APN | 42-26-32-238-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Gross Area | 2,260 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,135 sqft (0.14 acres) |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 17866 SADDLE RD |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BTC 001 0000 2061 BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2061 3195448 |
| Legal Lot Number | 2061 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
17866 Saddle Rd is owned and occupied by an individual who bought it in December 2022.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17866 SADDLE RD, PUNTA GORDA, FL 33982-5148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on File |
| Deed Sale | Dec 29, 2022 · Amount on File |
| Deed Document Number | 3195448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 17866 SADDLE RD, PUNTA GORDA, FL 33982-5148 |
| Document Number | 0003195448 |
| Map Reference | MB 24 PG 22A-22M |
| Instrument Date | Dec 29, 2022 |
| Instrument | 3195448 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,415.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412 |
| Name | Verified Name |
|---|---|
| Address | 17866 SADDLE RD, PUNTA GORDA, FL 33982-5148 |
The 2025 property tax bill for 17866 Saddle Rd was $3,741.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,741.00 | $250,417 | $349,649 Land $53,000 Building $296,649 |
| 2023 | $6,577.00 (+214.84%) | $277,066 (+986.53%) | $335,435 (+1,215.43%) Land $39,000 Building $296,435 |
| 2022 | $2,089.00 | $25,500 Land $25,500 | $25,500 Land $25,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17866 Saddle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17866 Saddle Rd is high, ranking above 84% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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