17887 Saddle Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17887 Saddle Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	1,483 sqft Living Area
Lot Size	6,183 sqft (0.141 acres)
Occupancy	Owner Occupied
Last Sale	$353,400 (2023)
Tax Bill	$2,432.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`42-26-32-237-075`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,483 sqft Living Area
Gross Area	2,020 sqft Gross Area
Stories	1 Stories
Primary Flooring	Covered Flooring

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	6,183 sqft (0.141 acres)
Driveway	1 Driveway
Driveway Area	352 sqft Driveway
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Street Address	17887 SADDLE RD
City	PUNTA GORDA
State	FL
Zip	33982-5148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BTC 001 0000 2053 BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2053 3238532
Legal Lot Number	2053
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PUNTA GORDA
Census Blockgroup	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-32-237-075

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	17887 SADDLE RD, PUNTA GORDA, FL 33982-5148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Deed Doc Number	3238532
Record Refreshed	Jun 08, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 22, 2023
Property Address	17887 SADDLE RD, PUNTA GORDA, FL 33982-5148
Document Number	0003238532
Map Reference	MB 24 PG 22A-22M
Instrument Date	Mar 16, 2023
Instrument	3238532
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,473.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W7604 KOSHKONONG MOUNDS RD, FORT ATKINSON, WI 53538-9508

Mortgage

Document Number	0003238533
Date	Mar 22, 2023
Instrument	3238533

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (-6.71%) Homeowner's exemption	$222,882 (+694.59%)	$310,552 (+696.29%) Land $53,000 Building $257,552
2023	$2,607.00 (+24.8%)	$28,050 (+1%)	$39,000 (+52.94%) Land $39,000
2022	$2,089.00	$25,500 Land $25,500	$25,500 Land $25,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	About 1 in 101 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.