1787 Terrace Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1787 Terrace Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,268 sqft · built 1960
Lot Size	0.296 acres (12,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,350 (Jul 2024)
Tax Bill	$1,322 (2024)
Deeds & Mortgages	Dec 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019.030.04002021`

Property Details

APN / Parcel Number

Primary APN	`019.030.04002021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	912 sqft
Basement Area	456 sqft
Finished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	12,912 sqft (0.296 acres)
Lot Dimensions	137 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	300 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	416 sqft
Pole Barn	900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1787 TERRACE DR
City	ARNOLD
State	MO
Zip	63010-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE VALLEY TERRACE LOT 7
Legal Subdivision	MAXVILLE VALLEY TERRACE
Legal Block	3
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3001
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1787 TERRACE DR, ARNOLD, MO 63010-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Intrafamily Transfer, Transfer
May 15, 2023	Intrafamily Transfer, Transfer INVESTORS TITLE COMPANY
May 15, 2023	Intrafamily Transfer, Transfer · FHA Mortgage DAS ACQUISITION
May 20, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	202416229
Prior Transfer Date	Nov 29, 2023
Prior Transfer Doc	0000029842
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2023
Property Address	1787 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000029842
Map Reference	MB 20 PG 34
Instrument Date	Nov 29, 2023
Instrument	2023R-029842
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 TERRACE DR, ARNOLD, MO 63010-2630

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2023
Property Address	1787 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000011551
Map Reference	MB 20 PG 34
Instrument Date	May 10, 2023
Instrument	2023R-011551
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 TERRACE DR, ARNOLD, MO 63010-2630

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2023
Property Address	1787 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000011549
Map Reference	MB 20 PG 34
Instrument Date	May 10, 2023
Instrument	2023R-011549
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1787 TERRACE DR, ARNOLD, MO 63010-2630

Mortgage

Document Number	0000011550
Date	May 15, 2023
Instrument	2023R-011550

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 20, 2020
Property Address	1787 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000017218
Instrument Date	May 15, 2020
Instrument	17218
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1787 TERRACE DR ARNOLD MO 630102630, ARNOLD, MO 63010-2630

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,300 (+7.41%) Land $2,500 Building $17,800	$107,000 (-) Land $13,200 Building $93,800
2024	$1,322.00 (+0.61%)		$107,000 (+7.54%) Land $13,200 Building $93,800
2023	$1,314.00	$18,900 Land $2,500 Building $16,400	$99,500 Land $13,200 Building $86,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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