1778 Terrace Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1778 Terrace Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1964
Lot Size	0.714 acres (31,107 sqft)
Owner	Individual Name on File
Last Sale	$183,300 (Oct 2020)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019.030.04002023`

Property Details

APN / Parcel Number

Primary APN	`019.030.04002023`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	31,107 sqft (0.714 acres)
Lot Dimensions	291 ft deep x 115 ft wide
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1778 TERRACE DR
City	ARNOLD
State	MO
Zip	63010-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE VALLEY TERRACE LOT 12
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE VALLEY TERRACE
Legal Block	3
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3001
Census Tract	700118

Owner

1778 Terrace Dr is owned and occupied by an individual who bought it in October 2020.

Source: Jefferson County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1778 TERRACE DR, ARNOLD, MO 63010-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Oct 1, 2013 · Amount on File
Deed Document Number	202038621
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 14, 2020
Property Address	1778 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000038621
Map Reference	MB 20 PG 34
Instrument Date	Oct 2, 2020
Instrument	2020R-038621
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 TERRACE DR, ARNOLD, MO 63010-2630

Mortgage

Document Number	0000038622
Date	Oct 14, 2020
Instrument	2020R-038622

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1778 Terrace Dr was $1,097, up 6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (-) Land $2,500 Building $13,700	$85,100 (-) Land $13,200 Building $71,900
2025	$1,097.00 (+5.99%)	$16,200 Land $2,500 Building $13,700	$85,100 (-) Land $13,200 Building $71,900
2024	$1,035.00 (+0.58%)		$85,100 (+8.96%) Land $13,200 Building $71,900
2023	$1,029.00	$14,800 Land $2,500 Building $12,300	$78,100 Land $13,200 Building $64,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1778 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1778 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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