1786 Terrace Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1786 Terrace Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1955
Lot Size	0.579 acres (25,218 sqft)
Owner	Individual Name on Record
Tax Bill	$989 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`019.030.04002024`

Property Details

APN / Parcel Number

Primary APN	`019.030.04002024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	25,218 sqft (0.579 acres)
Lot Dimensions	250 ft deep x 115 ft wide
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1786 TERRACE DR
City	ARNOLD
State	MO
Zip	63010-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE VALLEY TERRACE LOT 11
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE VALLEY TERRACE
Legal Block	3
Legal Lot Number	11
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3001
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1786 TERRACE DR, ARNOLD, MO 63010-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Sep 21, 2017	Affidavit of Death, Transfer HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019
Deed Sale	Apr 24, 2019
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	201911223
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000011223
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 21, 2017
Property Address	1786 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000029672
Map Reference	MB20 PG34
Instrument Date	Sep 20, 2017
Instrument	2017R-029672
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	HILLSBOROUGH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 TERRACE DR, ARNOLD, MO 63010-2630

Mortgage

Document Number	0000029673
Date	Sep 21, 2017
Instrument	2017R-029673

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Sep 21, 2017
Property Address	1786 TERRACE DR, ARNOLD, MO 63010-2630
Document Number	0000029671
Instrument Date	Sep 20, 2017
Instrument	29671
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SOPHIE LN ARNOLD MO 630106409, ARNOLD, MO 63010-6409

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,600 (-) Land $2,500 Building $12,100	$77,100 (-) Land $13,200 Building $63,900
2025	$989.00 (+2.49%)	$14,600 (+5.8%) Land $2,500 Building $12,100	$77,100 (-) Land $13,200 Building $63,900
2024	$965.00 (+0.63%)		$77,100 (+6.05%) Land $13,200 Building $63,900
2023	$959.00 (-2.44%)	$13,800 (-) Land $2,500 Building $11,300	$72,700 (-) Land $13,200 Building $59,500
2022	$983.00	$13,800 Land $2,500 Building $11,300
2021			$72,700 Land $13,200 Building $59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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