1786 Clover Tree Ct, Chula Vista, CA 91913 Property Records

San Diego County property record for 1786 Clover Tree Ct, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,177 sqft · built 2002
Lot Size0.212 acres (9,241 sqft)
OwnerCompany Name on Record
Last Sale$680,000 (Feb 2018)
Tax Bill$11,762 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN642-520-35-00

Property Details

APN / Parcel Number

Primary APN642-520-35-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,177 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area9,241 sqft (0.212 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1786 CLOVER TREE CT
CityCHULA VISTA
StateCA
Zip91913-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF3
Legal DescriptionLOT 35 TR 013705
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013705
Legal Block2
Legal Lot Number35
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13323

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 31, 2023Intrafamily Transfer, Transfer
Apr 28, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Apr 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
MANN MORTGAGE LLC
Feb 9, 2018Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018 · Amount on Record
Deed SaleFeb 9, 2018 · Amount on Record
Prior SaleJul 8, 2014 · Amount on Record
Deed Document Number201854148
Last Transfer DateJan 27, 2023
Transfer Doc0000025407
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000227590
DateMar 24, 2021
Instrument2021-0227590
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressCORAOPOLIS, PA 15108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2023
Property Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000025407
Map ReferenceMAP 13705
Instrument DateJan 27, 2023
Instrument2023-0025407
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192245
DateApr 28, 2017
Instrument2017-0192245
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192244
DateApr 28, 2017
Instrument2017-0192244
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 9, 2018
Property Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000054148
Map ReferenceMAP 13705
Instrument DateJan 30, 2018
Instrument2018-0054148
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1786 CLOVER TREE CT, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000054149
DateFeb 9, 2018
Instrument2018-0054149
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$789,074 (+2%) Land $441,882 Building $347,192
2025$11,762.00 (+5.11%)$773,603 (+4.04%) Land $433,218 Building $340,385
2023$11,190.00 (+3.16%)$743,565 Land $416,397 Building $327,168
2022$10,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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