1785 Clover Tree Ct, Chula Vista, CA 91913 Property Records

San Diego County property record for 1785 Clover Tree Ct, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,900 sqft · built 2002
Lot Size0.146 acres (6,365 sqft)
OwnerCompany Name on Record
Last Sale$1,005,000 (Nov 2022)
Tax Bill$15,824 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN642-520-38-00

Property Details

APN / Parcel Number

Primary APN642-520-38-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,900 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area6,365 sqft (0.146 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1785 CLOVER TREE CT
CityCHULA VISTA
StateCA
Zip91913-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF3
Legal DescriptionLOT 38 TR 013705
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013705
Legal Block2
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13323

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1785 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleOct 23, 2001 · Amount on Record
Deed Document Number2022451975
Record UpdatedOct 29, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2022
Property Address1785 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000451975
Map ReferenceMAP 13705
Instrument DateNov 2, 2022
Instrument2022-0451975
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1785 CLOVER TREE CT, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000451976
DateNov 29, 2022
Instrument2022-0451976
Lender
NameNFM CONSULTANTS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,066,513 (+2%) Land $583,664 Building $482,849
2025$15,824.00 (+5.67%)$1,045,602 (+4.04%) Land $572,220 Building $473,382
2023$14,975.00 (+70.11%) Homeowner's exemption$1,005,000 Land $550,000 Building $455,000
2022$8,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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