1782 Clover Tree Ct, Chula Vista, CA 91913 Property Records

San Diego County property record for 1782 Clover Tree Ct, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,235 sqft · built 2002
Lot Size0.178 acres (7,733 sqft)
Owner2 Individual Names on File
Last Sale$1,016,000 (Oct 2021)
Tax Bill$16,636 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN642-520-34-00

Property Details

APN / Parcel Number

Primary APN642-520-34-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,235 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area7,733 sqft (0.178 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1782 CLOVER TREE CT
CityCHULA VISTA
StateCA
Zip91913-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF3
Legal DescriptionLOT 34 TR 013705
Legal SubdivisionMC MILLIN OTAY
Legal Tract013705
Legal Block2
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13323

Owner

1782 Clover Tree Ct is owned by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2282 SHINEY STONE LN, CHULA VISTA, CA 91915-1960
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Grant Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jan 7, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 25, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 4, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on File
Deed SaleOct 8, 2021 · Amount on File
Prior SaleFeb 28, 2012 · Amount on File
Deed Document Number2021705792
Prior Transfer DateSep 24, 2014
Prior Transfer Doc0000428149
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2021
Property Address1782 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000705792
Map ReferenceMAP 13705
Instrument DateSep 28, 2021
Instrument2021-0705792
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2282 SHINEY STONE LN, CHULA VISTA, CA 91915-1960

Mortgage

Document Number0000705793
DateOct 8, 2021
Instrument2021-0705793
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1782 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address1782 CLOVER TREE CT, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000012404
DateJan 7, 2021
Instrument2021-0012404
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1782 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000469992
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1782 CLOVER TREE CT CHULA VISTA CA 919131553, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000469992
DateNov 9, 2018
Instrument469992
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 8, 2058
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1782 CLOVER TREE CT, CHULA VISTA, CA 91913-1553
Document Number0000573805
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1782 CLOVER TREE CT CHULA VISTA CA 919131553, CHULA VISTA, CA 91913-1553

Mortgage

Document Number0000573805
DateDec 11, 2017
Instrument573805
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1782 Clover Tree Ct was $16,636, up 3.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,099,749 (+2%) Land $541,216 Building $558,533
2025$16,636.00 (+3.18%)$1,078,186 Land $530,604 Building $547,582
2024$16,124.00 (+1.85%)
2023$15,831.00 (+3.14%)$1,036,320 Land $510,000 Building $526,320
2022$15,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1782 Clover Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1782 Clover Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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