1785 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1785 Montgomery Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1980
Lot Size0.289 acres (12,574 sqft)
OwnerCompany Name on File
Last Sale$790,000 (Feb 2022)
Tax Bill$10,126 (2025)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone X (minimal risk)
APN184-021-10-00

Property Details

APN / Parcel Number

Primary APN184-021-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,196 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area12,574 sqft (0.289 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1785 MONTGOMERY DR
CityVISTA
StateCA
Zip92084-7629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 45 POR TR 002046
Legal SubdivisionKEW GARDENS
Legal Tract002046
Legal Block1
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract19903

Owner

1785 Montgomery Dr is owned by a company that bought it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1278 LOMITA RD, EL CAJON, CA 92020-7840
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2022 · Amount on File
Deed SaleFeb 15, 2022 · Amount on File
Prior SaleOct 24, 2012 · Amount on File
Deed Document Number202270354
Record UpdatedOct 29, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 15, 2022
Property Address1785 MONTGOMERY DR, VISTA, CA 92084-7629
Document Number0000070354
Instrument DateJan 26, 2022
Instrument2022-0070354
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1278 LOMITA RD, EL CAJON, CA 92020-7840

Tax Assessment & Valuation

The 2025 property tax bill for 1785 Montgomery Dr was $10,126.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$855,119 (+2%) Land $488,643 Building $366,476
2025$10,126.00$838,353 Land $479,062 Building $359,291
2023$9,154.00 (+81.45%)$786,000 Land $449,000 Building $337,000
2022$5,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1785 Montgomery Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1998–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1785 Montgomery Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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