San Diego County property record for 1778 Montgomery Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1942 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Nov 2020) |
| Tax Bill | $6,527 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-022-36-00 |
| Primary APN | 184-022-36-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1778 MONTGOMERY DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | REMAINDER PAR (EX ST) TR PM16462 |
| Legal Subdivision | KEW GARDENS |
| Legal Tract | 1016462 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19903 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA FCU |
| Jul 23, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Jul 23, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Mar 22, 2018 | Correction Deed · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 3, 2017 | Grant Deed, Transfer · Conventional Mortgage BENCHMARK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Prior Sale | May 3, 2017 · Amount on Record |
| Deed Document Number | 2020718541 |
| Prior Transfer Date | Jul 17, 2019 |
| Prior Transfer Doc | 0000297059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000598847 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0598847 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000066111 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-0066111 |
| Name | CALIFORNIA FCU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000298733 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 298733 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 27653 PASEO ALONDRA SAN JUAN CAPISTRANO CA 926755305, SAN JUAN CAPISTRANO, CA 92675-5305 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000297059 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 297059 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27653 PASEO ALONDRA SAN JUAN CAPISTRANO CA 926755305, SAN JUAN CAPISTRANO, CA 92675-5305 |
| Document Number | 297060 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 297060 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 22, 2018 |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000112120 |
| Map Reference | DOC91-188928 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018-0112120 |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 27653 PASEO ALONDRA, SAN JUAN CAPISTRANO, CA 92675-5305 |
| Document Number | 0000112121 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 2018-0112121 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 3, 2017 |
| Property Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000197954 |
| Map Reference | PM16462 |
| Instrument Date | Apr 8, 2017 |
| Instrument | 2017-0197954 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1778 MONTGOMERY DR, VISTA, CA 92084-7628 |
| Document Number | 0000197955 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 2017-0197955 |
| Name | BENCHMARK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $529,957 (+2%) Land $458,193 Building $71,764 | |
| 2025 | $6,527.00 (+7.78%) | $519,566 (+4.04%) Land $449,209 Building $70,357 |
| 2023 | $6,056.00 (+0.22%) | $499,392 Land $431,766 Building $67,626 |
| 2022 | $6,043.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1998–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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