1766 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1766 Montgomery Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,785 sqft · built 1990
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$1,508,000 (Apr 2025)
Tax Bill	$16,318 (2025)
Deeds & Mortgages	Apr 2022 Re-recorded Document Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184-022-28-00`

Property Details

APN / Parcel Number

Primary APN	`184-022-28-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,785 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1766 MONTGOMERY DR
City	VISTA
State	CA
Zip	92084-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 (EX ST) TR PM15491
Legal Subdivision	COUNTY OF SAN DIEGO
Legal Tract	15491
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1766 MONTGOMERY DR, VISTA, CA 92084-7628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Re-recorded Document LAWYERS TITLE
Apr 22, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202598802
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0000183426
Record Updated	Oct 29, 2026

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2022
Property Address	1766 MONTGOMERY DR, VISTA, CA 92084-7628
Document Number	0000183426
Instrument Date	Apr 27, 2022
Instrument	2022-0183426
Record Updated	May 4, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1766 MONTGOMERY DR, VISTA, CA 92084-7628

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2022
Property Address	1766 MONTGOMERY DR, VISTA, CA 92084-7628
Document Number	0000177383
Instrument Date	Apr 6, 2022
Instrument	2022-0177383
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1766 MONTGOMERY DR, VISTA, CA 92084-7628

Mortgage

Document Number	0000177384
Date	Apr 22, 2022
Instrument	2022-0177384

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,537,932 (+10.38%) Land $1,020,000 Building $517,932
2025	$16,318.00 (+7.78%) Homeowner's exemption	$1,393,365 (+4.04%) Land $1,061,208 Building $332,157
2023	$15,140.00 (+90.42%)	$1,339,260 Land $1,020,000 Building $319,260
2022	$7,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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