Osceola County property record for 1783 Chatsworth Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,565 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Oct 2022) |
| Tax Bill | $6,594 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042631017300012730 |
| Primary APN | 042631017300012730 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,565 sqft Heated Area |
| Gross Area | 3,576 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1783 CHATSWORTH CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 273 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 2 |
| Legal Tract | 173 |
| Legal Lot Number | 273 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
1783 Chatsworth Cir is owned and occupied by an individual who bought it in October 2022.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 25, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 27, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Dec 20, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 12, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on File |
| Deed Sale | Oct 25, 2022 · Amount on File |
| Prior Sale | Sep 27, 2022 · Amount on File |
| Deed Document Number | 2022157251 |
| Deed Book / Page | 6305 / 605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0060501169 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 6050/1169 |
| Instrument | 2021148061 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 25, 2022 |
| Property Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0063050605 |
| Book / Page | 6305 / 605 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022157251 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0062912263 |
| Book / Page | 6291 / 2263 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022145156 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,996.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5411 LOG GROVE LN, ORLANDO, FL 32829-7446 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0061111461 |
| Book / Page | 6111 / 1461 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021195872 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0056901980 |
| Book / Page | 5690 / 1980 |
| Map Reference | MB 27 PG 87 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2020035828 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 200, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 1783 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687 |
| Document Number | 0056901984 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 5690/1984 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 1783 Chatsworth Cir was $6,594 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,594.00 Homeowner's exemption | $411,300 Land $75,000 Building $336,300 | $411,300 Land $75,000 Building $336,300 |
| 2023 | $7,075.00 (+106.21%) Homeowner's exemption | $435,000 (+87.07%) Land $65,000 Building $370,000 | $435,000 (+14.47%) Land $65,000 Building $370,000 |
| 2022 | $3,431.00 Homeowner's exemption | $232,538 | $380,000 Land $65,000 Building $315,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1783 Chatsworth Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1783 Chatsworth Cir is moderate, ranking above 69% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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