1784 Middlebrook Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 1784 Middlebrook Rd, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details2,687 sqft · built 1957
Lot Size1.13 acres (49,502 sqft)
Owner2 Individual Names on File
Last Sale$730,000 (Jan 2022)
Tax Bill$17,777 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-00097-0000-00002-09

Property Details

APN / Parcel Number

Primary APN04-00097-0000-00002-09
Alternative APNs
  • 04000970000000020009
  • 0400097000000002I

Interior

Building Area2,687 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area49,502 sqft
Lot Dimensions275 ft deep x 180 ft wide

Location & Zoning

Old Parcel Number0400097000000002I
Street Address1784 MIDDLEBROOK RD
CityBOUND BROOK
StateNJ
Zip08805-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block97
Legal Lot Number2.9
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group1
Census Block1001
Census Tract51300

Owner

1784 Middlebrook Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Somerset County and Bound Brook Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed, Transfer · Conventional Mortgage
MORTGAGE ACCESS CORP
Oct 29, 2020Grant Deed, Transfer · Conventional with PMI
UNITY BK
Oct 29, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Apr 9, 2018Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Prior SaleNov 4, 2020 · Amount on File
Deed Document Number20221461
Deed Book / Page7416 / 815
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJan 10, 2022
Property Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number0000001461
Book / Page7416 / 815
Instrument DateDec 29, 2021
Instrument2022001461
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyNOT AVAILABLE, RELIANT ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,563.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 SHAFFER ST, 9, BRANCHBURG, NJ 08876-3915

Transferred To (Grantee/Buyer)

NameVerified Name
Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432

Mortgage

Document Number0000001462
DateJan 10, 2022
Instrument2022001462
Lender
NameMORTGAGE ACCESS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateOct 29, 2020
Property Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number0000054575
Book / Page007269 / 000185
Instrument DateOct 28, 2020
Instrument54575
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1784 MIDDLEBROOK RD BOUND BROOK NJ 088051432, BOUND BROOK, NJ 08805-1432

Mortgage

Document Number54576
DateOct 29, 2020
Book Page007269/000191
Instrument54576
Lender
NameUNITY BK
TypeBank
Address64 OLD HIGHWAY 22, CLINTON, NJ 08809-1305
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 28, 2050
Interest
Rate TypeAdjustable Rate
Rate4.75%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number0000046198
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1784 MIDDLEBROOK RD BOUND BROOK NJ 088051432, BOUND BROOK, NJ 08805-1432

Mortgage

Document Number0000046198
DateDec 2, 2019
Book Page007170/003418
Instrument46198
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateApr 9, 2018
Property Address1784 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number0000012564
Book / Page007034 / 003609
Instrument DateMar 26, 2018
Instrument12564
Transaction TypeTransfer
Record UpdatedMay 2, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
Tax$292.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1784 MIDDLEBROOK RD BOUND BROOK NJ 088051432, BOUND BROOK, NJ 08805-1432

Tax Assessment & Valuation

The 2025 property tax bill for 1784 Middlebrook Rd was $17,777, up 1.7% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$832,500 (+3.35%) Land $243,400 Building $589,100$832,500 (+3.35%) Land $243,400 Building $589,100
2025$17,777.00 (+1.69%)$805,500 Land $224,400 Building $581,100$805,500 Land $224,400 Building $581,100
2024$17,482.00
2023$738,200 Land $186,400 Building $551,800$738,200 Land $186,400 Building $551,800
2022$17,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1784 Middlebrook Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1999–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1784 Middlebrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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