1782 Middlebrook Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 1782 Middlebrook Rd, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,023 sqft · built 1957
Lot Size	1.13 acres (49,502 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Oct 2013)
Tax Bill	$12,706 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00097-0000-00002-08`

Property Details

APN / Parcel Number

Primary APN	`04-00097-0000-00002-08`
Alternative APNs	`04000970000000020008` `0400097000000002H`

Interior

Building Area	2,023 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	49,502 sqft
Lot Dimensions	275 ft deep x 180 ft wide

Location & Zoning

Old Parcel Number	0400097000000002H
Street Address	1782 MIDDLEBROOK RD
City	BOUND BROOK
State	NJ
Zip	08805-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	97
Legal Lot Number	2.8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1001
Census Tract	51300

Owner

1782 Middlebrook Rd is owned and occupied by two individuals who bought it in October 2013.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1782 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013 · Amount on File
Deed Sale	Oct 23, 2013 · Amount on File
Prior Sale	Oct 21, 1993 · Amount on File
Deed Document Number	201358240
Deed Book / Page	6679 / 1052
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	1782 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051764
Date	Aug 25, 2021
Book Page	7376/2342
Instrument	2021051764

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	1782 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042650
Date	Jul 13, 2021
Book Page	7362/772
Instrument	2021042650

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1782 Middlebrook Rd was $12,706, up 2.4% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,500 (+4.13%) Land $243,000 Building $356,500	$599,500 (+4.13%) Land $243,000 Building $356,500
2025	$12,706.00 (+2.38%)	$575,700 Land $224,000 Building $351,700	$575,700 Land $224,000 Building $351,700
2024	$12,411.00
2023		$519,900 Land $186,000 Building $333,900	$519,900 Land $186,000 Building $333,900
2022	$12,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1782 Middlebrook Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1782 Middlebrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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