1776 Middlebrook Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 1776 Middlebrook Rd, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	3,386 sqft · built 1957
Lot Size	1.13 acres (49,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Oct 2005)
Tax Bill	$15,067 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-00097-0000-00002-05`

Property Details

APN / Parcel Number

Primary APN	`04-00097-0000-00002-05`
Alternative APNs	`04000970000000020005` `0400097000000002E`

Interior

Stories	1 Story
Building Area	3,386 sqft Living Area
1st Floor Area	3,386 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	49,502 sqft
Lot Dimensions	275 ft deep x 180 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0400097000000002E
Street Address	1776 MIDDLEBROOK RD
City	BOUND BROOK
State	NJ
Zip	08805-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	97
Legal Lot Number	2.5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1001
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1776 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
May 12, 2018	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2005 · Amount on Record
Deed Sale	Oct 4, 2005 · Amount on Record
Prior Sale	Aug 16, 1988 · Amount on Record
Deed Book / Page	5807 / 3452
Prior Transfer Date	Mar 26, 2003
Prior Transfer Doc	5335000350
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 11, 2026
Property Address	1776 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number	0000013038
Book / Page	7680 / 1722
Instrument Date	May 11, 2026
Instrument	202613038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013038,
Date	May 11, 2026
Book Page	7680/1722
Instrument	202613038

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	1776 MIDDLEBROOK RD, BOUND BROOK, NJ 08805-1432
Document Number	0000018146
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1776 MIDDLEBROOK RD BOUND BROOK NJ 088051432, BOUND BROOK, NJ 08805-1432

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,000 (+3.71%) Land $243,000 Building $465,000	$708,000 (+3.71%) Land $243,000 Building $465,000
2025	$15,067.00 (+2%)	$682,700 (+9.85%) Land $224,000 Building $458,700	$682,700 (+9.85%) Land $224,000 Building $458,700
2024	$14,771.00 (-0.99%)
2023		$621,500 Land $186,000 Building $435,500	$621,500 Land $186,000 Building $435,500
2022	$14,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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